N
National Bar Association
Financial Insights & Performance
Period
Deep Dive

Liquidity & Cash

Cash cockpit with restriction classifications, historical trend, working capital view, and a 13-week forecast shell built for a nonprofit operating model.

Total Bank Balance
$2.04M
Unrestricted Operating
$984K
Cash freely available
Operating Reserve Coverage
2.2 mo
Unrestricted / avg monthly expense
Liabilities
$598K
Current + deferred + other
Bank Balance Trend

Cash position over time

Bank balances peaked mid-2025 and drew down through the convention season before rebuilding in the first half of 2026.

Total bank balance
Classification

Cash by restriction

Restriction classifications distinguish unrestricted operating cash from event, designated, and grant-restricted balances.

Operating Account$984K
unrestricted
Operating Reserve$420K
designated
Convention Account$236K
event
Section & Division Pooled$268K
subpart
Grant / Restricted Funds$128K
restricted
Forecast

13-week cash forecast shell

A rolling 13-week cash view — inflows, outflows, and projected balance — with a Week-7 marker representing a major event outlay.

Inflows
Outflows
Nonprofit KPIs

Metrics that fit the operating model

Operating Reserve Coverage
2.2 mo
Unrestricted cash / avg expense
Sponsor Collection Rate
82%
Committed sponsors converted
Event Funding Exposure
$236K
Cash tied to event obligations
Revenue Concentration
52%
Top-2 sources / total revenue
Budget Utilization
47%
Expense / budgeted YTD
Operating Surplus Ratio
33.6%
Net revenue / total revenue
Expense Coverage
1.6x
Cash / avg monthly expense
Receivable Collection Trend
↑ Improving
Rolling 90-day view